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FA Step-by-Step

Step 1: Complete the Free Application For Federal Student Aid (FAFSA).

You will need to reapply every award year by the deadline date listed on the application. The FAFSA can be completed free at www.FAFSA.ed.gov . If you need help with your FAFSA application, please contact the Financial Aid Department and we’ll be happy to help. Detailed instructions on how to apply for the FAFSA and the FSA ID (used to log-in to your FAFSA account) are included below.

MIAT’s FEDERAL SCHOOL CODE is: 013603. If you are unable to link your taxes from the IRS within the FAFSA, please order a Tax Transcript for your appointment.

“FSA ID Instructions”
“FAFSA Instructions”
“FAFSA Instructions”
“Tax Transcript Instructions”

Who is eligible for financial aid?

  • A student that has financial need
  • Is enrolled at least half-time in an eligible program
  • Is a U.S. Citizen or a U.S. Permanent Resident (which requires a copy of an I-151 or I-551 card)
  • Is performing Satisfactory Academic Progress
  • Is registered with Selective Service, if required
  • Must be enrolled in a degree program or an approved certificate program.
  • Is NOT in default of any Federal Student Aid program

Step 2: Apply for Scholarships

Ask your Admissions Representative or Financial Aid Officer for available MIAT scholarship options today and how to apply.

Links for outside scholarships:

Step 3: Meet with the Financial Aid Department

Meet with a Financial Aid Officer to discuss any financial aid that you qualify for. The Financial Aid representative will work up a finance plan based on your selected program and your aid awarded.

Step 4: Receive a Financial Aid Estimate

After completing all necessary paperwork at your appointment, you will receive a Finance Plan that estimates your financial aid awards. The Financial Aid Officer will go over your eligibility in detail and use this Finance Plan to decide what options work best for you.

If you are borrowing Student Loans, you will complete Entrance Counseling and a Master Promissory Note. Both can be completed online at www.studentloans.gov.

The following chart shows the annual and aggregate loan limits for subsidized and unsubsidized loans.

Year

Dependent Students (except students whose parents are unable to obtain PLUS Loans)

Independent Students (and dependent undergraduate students whose parents are unable to obtain PLUS Loans)

First-Year Undergraduate Annual Loan Limit $5,500—No more than $3,500 of this amount may be in subsidized loans. $9,500—No more than $3,500 of this amount may be in subsidized loans.
Second-Year Undergraduate Annual Loan Limit $6,500—No more than $4,500 of this amount may be in subsidized loans. $10,500—No more than $4,500 of this amount may be in subsidized loans.
Third-Year and Beyond  Undergraduate Annual Loan Limit $7,500—No more than $5,500 of this amount may be in subsidized loans. $12,500—No more than $5,500 of this amount may be in subsidized loans.
Subsidized and Unsubsidized Aggregate Loan Limit $31,000—No more than $23,000 of this amount may be in subsidized loans. $57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.

You can schedule your appointment by contacting your Admissions Representative or the Financial Aid Department by calling 800-447-1310.

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